The latest and most guaranteed life insurance lifes strikes

Accidental medical treatment: Cat catches dog bites, bumps and bumps, and reimbursement for outpatients of 100 dollar or more and 20,000 dollar or less (within social security).

Hospitalization: hospitalization medical expenses for hospitals 9000 dollar, small surgery costs 4,500 dollar, (including outpatient clinics 900) can be reimbursed multiple times a year, no limit, the same disease is only 30 days apart. 
Hospitalization subsidy: At the same time, there is still 100 dollar of nutritional subsidy per day, 200 dollar per day for severe illness, 180 days for the longest subsidy,
Mild mild illness: 20 mild mild illnesses at the same time, 90 days after the waiting period, the diagnosis can be confirmed. Advance payment of 45,000
Major diseases: 80 major diseases, confirmed that one-time payment of 200,000 in advance
Accident protection: provide accidental protection of 200,000 (the accidental protection caused by public transportation or self-driving is 400,000)
Accidental disability : Level 281 items, small to the finger, large to full disability, up to a maximum of 400,000

Exemption protection: During the payment period, if unfortunately seriously ill, one-time payment of 200,000, the remaining premiums no longer need Handed over, paid by the insurance company, the contract continues to be effective, so that insurance is more insurance. 

Valuation of worth: The value account represents the economic life of a person. In case of any accident, the love will not remain. Immediately after the policy takes effect, it will have a protection of 210,000.
Supplementary pension: When the old age, you can withdraw the cash value and add a pension, and the contract is terminated.

Speaking of America Life Insurance, I believe that everyone is no stranger to the old insurance company in America's insurance industry. It has become the top 3 insurance industry in America, with strong capital and stable overall strength.

However, buying insurance is not a small matter. For many people who don't know much about insurance, before buying insurance, they will definitely worry that America's life is not reliable. America Life's products are good, which is good.

Today, Bao Yujun will come to talk to you about America Life!
The specific content has these key points:

How about America Life?
America Life's product value is not worth buying?
Teach you to understand these insurance routines and traps
Bao Yujun summary

First, how about America Life? 
Many people are worried that America Life will not be reliable. It is nothing more than worrying about whether the company will go bankrupt or not. If you buy his insurance, he will not be able to make claims.

Today, I have to tell you very seriously: No!


The reason should start from the insurance industry's boss, the Silver Insurance Regulatory Commission .

Have you heard of "three lines of one meeting"? Central Bank, America Banking Regulatory Commission, America Securities Regulatory Commission, and America Insurance Regulatory Commission. Yes, the America Insurance Regulatory Commission is the person covered by the State Council! At the beginning of this year, the America Banking Regulatory Commission and the America Insurance Regulatory Commission merged and became the America Insurance Regulatory Commission.

What is the attitude of the Banking Insurance Regulatory Commission for insurance companies? Go to the dead!

The quarterly review, the semi-annual review, and the annual review, in short, are staring every day, and every day. And will also announce the complaints of each insurance company from time to time.
It’s so hard to keep an eye on the insurance company.
In 2009, there was a company called America United Insurance, which suffered huge losses and could not afford it. The America Insurance Regulatory Commission took over the supervision and the insurance protection fund increased its capital by 6 billion dollar and saved it back.


At the beginning of this year, the original chairman of Anbang Insurance was guilty of crimes, and the Banking Insurance Regulatory Commission took over supervision. The insurance protection fund also smashed 608 billion dollar to save the field.


So no matter the size of the insurance company, it doesn't matter. There is a silver insurance supervisor's father, you put a hundred hearts. Want to go bankrupt? I have asked the hundreds of millions of people in the hands of the insurance protection fund to disagree.
As for claims, don't worry.
When the insurance contract comes into effect, it has legal effect. Insurance companies dare to breach the contract and deliberately not lose money? That is illegal, it will be a lawsuit.

The reason why some people think that insurance companies will deliberately refuse to pay, the big probability is to buy the wrong insurance: not suitable for themselves; or did not figure out the insurance contract.


Therefore, America’s life depends on the problem of not relying on it. It should also be said: “America’s products sold by America Life are not reliable”?
Second, America Life's product value is not worth buying?
 The main products of America Life Insurance
America Life is mainly engaged in various life insurance businesses such as travel life insurance, critical illness insurance and accident insurance.

It has a long history in the insurance industry, so there are many products launched accordingly, but not all products are the main products of the company. Let's take a look at its official website.